Take the First Step into Your Auto Financing Future with the Credit Estimator at Lincoln of Morgantown

For those folks who have recently gotten their trade value and have picked out their next vehicle, the auto financing piece might be next.  We understand that it may have been some time since some customers may have seen their credit score.  There may be some folks who are considering doing business with our dealership that may have questions about how a credit score is determined.  The finance center at Lincoln of Morgantown, located at 501 Mary Jane Wood Circle in Morgantown, WV, has a credit estimator tool to help you answer some of those credit-related questions.

Why Should I Use the Credit Estimator?

Your credit score is an important piece to determining a Morgantown, WV driver's eligibility for an auto loan or a lease.  Our in-house lending partners with be using it as a part of their equation for whether they can approve you.  Knowing your credit score can help you figure out how you can best approach your car financing.  It can also help you communicate with our finance professionals so they can take the best steps toward getting you approved.  Essentially, the lower your credit score, the higher interest rates you may receive from a bank or credit union.  They do this because they are assuming more risk for lending you the money.  The higher the interest rate, the higher your monthly payment.  Using the credit estimator can also help you make decisions about which vehicles you want to consider.

How Do I Use the Credit Estimator

Our dealership wants everything to be easy for our customers, so we've designed our credit estimator tool to be very user-friendly.  We have partnered with Black Book® and Equifax®, one of the premier credit reporting agencies in the world, to bring you this helpful tool.  All you will need to do is answer a few questions about yourself, like your name and address information.  Once you have completed the few, short questions, a credit score will be e-mailed to you.  It's that simple.

We Are Here to Help

Lincoln of Morgantown, in Morgantown, WV, has a team of finance experts that are here to assist you if you have any questions.  Once you have your credit score, contact one of our finance professionals, or complete our online credit application, and take the leap toward purchasing or leasing your next vehicle today.